Fraud protection is a digital security service that monitors your UK company record at Companies House 24/7 to prevent unauthorised changes. It provides instant email alerts whenever a filing is made, allowing you to stop corporate identity theft immediately.
Company fraud occurs when criminals hijack a business’s identity by submitting fraudulent documents to the UK registrar. This often involves changing the Registered Office Address or appointing bogus Directors to gain credit or steal assets. By implementing a robust monitoring system, business owners ensure that every Confirmation Statement, Director change, or Shareholder update is legitimate and authorised.
What is Fraud Protection?
Fraud Protection is a proactive monitoring system designed to safeguard your business identity from unauthorised filings at Companies House. This service tracks your company’s public record and notifies you of any administrative activity within minutes of submission.
Corporate identity theft is a growing risk for Limited Company structures in the UK. Fraudsters target these entities to secure high-value business loans, purchase expensive equipment on credit, or intercept sensitive government mail. Our service acts as a digital shield, ensuring that you are the first to know if a third party attempts to alter your Certificate of Incorporation details or company status.
The Cost of Business Identity Protection
The cost of Fraud Protection is a fixed annual fee that covers continuous monitoring of your company’s registration and filing history. This investment prevents the devastating financial and legal costs associated with recovering a hijacked business identity.
Annual Subscription: Fixed price for 12 months of coverage.
Companies House Fees: All official notification fees are included in the service.
Renewal: Optional yearly renewal to maintain 24/7 surveillance.
Setup Fee: £0.00 (Standard integration with your formation package).
Investing in prevention is significantly more cost-effective than the legal process of “rectification.” Recovering a stolen identity involves high court fees, legal representation, and months of administrative disputes with creditors.
The Fraud Protection Process
The protection process begins with the integration of our monitoring software with the Companies House API. Once active, the system scans for any new document submissions and cross-references them with your authorised account activity.
The workflow follows a strict technical sequence to ensure zero gaps in security:
Activation: The service is linked to your Limited Company during or after Incorporation.
API Sync: Our servers establish a real-time connection with the UK Registrar’s database.
Monitoring: The system tracks all forms, including Director appointments, Share Capital amendments, and Confirmation Statements.
Alert Trigger: If a filing is detected, an automated email is dispatched to the registered owner.
Verification: You review the filing to confirm it was authorised by your board.
Response: In the event of an unauthorised change, we provide the necessary guidance to report the fraud to the authorities.
Requirements for Fraud Protection
To qualify for Fraud Protection, your business must be a registered UK legal entity with a valid Company Registration Number (CRN). The service is available for all private companies limited by shares or guarantee.
Valid CRN: Must be a registered Limited Company or LLP.
Authentication Code: Required for secure document submission and verification.
Registered Email: A monitored email address to receive high-priority alerts.
UK Presence: While directors can be overseas, the company must be on the UK register.
Timeline for Security Implementation
Fraud Protection is activated within 1 to 3 business hours of your order. Once the setup is complete, your company is immediately protected under our 24/7 monitoring protocol.
0–1 Hours: Account verification and system sync.
1–3 Hours: Full API integration with Companies House records.
Ongoing: Instant notifications are delivered the moment a document is scanned by the Registrar.
Why Choose Fraud Protection from Form My Company?
Choosing Form My Company for your fraud prevention ensures you receive professional-grade security that exceeds standard government alerts. We provide a dedicated support team to assist with filing disputes and identity recovery.
Our platform is built for UK founders who prioritise compliance and security. Unlike basic alerts, our system categorises filings so you can distinguish between routine Confirmation Statements and high-risk changes like Registered Office Address alterations. We ensure your Statutory Books remain accurate and your business reputation remains untarnished.
Defining Legal Entities and Compliance
A Limited Company is a distinct legal person. This means its credit rating and identity are separate from the Directors and Shareholders. However, if a fraudster changes the Registered Office Address to their own location, they can intercept the Certificate of Incorporation and other legal documents to prove they “own” the business.
The Companies House register operates on a “good faith” basis. This means they do not always verify the identity of the person submitting a paper form. Our digital service mitigates this risk by ensuring you are notified the moment any paper or digital submission is processed.
Service Features and Specifications
24/7 Monitoring: Constant surveillance of all company records.
Unlimited Alerts: No cap on the number of filing notifications you receive.
Coverage Scope: Includes Director resignations, Shareholder changes, and Annual Accounts.
Document Tracking: Notifications for Memorandum & Articles of Association updates.
Support: Direct access to UK-based compliance experts.
Packaging Your Business Security
Fraud Protection is best utilised alongside other essential compliance services to create a comprehensive security “package.”
Registered Office Address: Keep your home address off the public record to prevent physical fraud.
Service Address: Protects the privacy of Directors and Shareholders.
Confirmation Statement Filing: Ensures your annual filings are accurate and timely, reducing “red flag” gaps that fraudsters exploit.
Company Secretarial Services: Professional management of your Statutory Books to maintain legal compliance.
Secure Your Business Identity Today
Preventing corporate identity theft is a critical step in managing a UK business. Protecting your credit rating and reputation starts with 24/7 record monitoring.
Fraudsters move fast, but our monitoring system moves faster. By the time a fraudulent loan application is processed using your company name, it is often too late. Early detection through our email alert system is the only way to safeguard your assets.
Fraud Protection Service FAQs
The service acts as an early warning system by monitoring the Companies House API for any changes to your company’s public record. If a fraudster attempts to change your directors or registered office, you receive an immediate alert. This allows you to contact Companies House and the police to freeze the record before financial damage occurs.
You are notified of every filing made against your company number, including the appointment or resignation of directors, changes to the registered office address, and the submission of annual accounts. It also tracks share capital amendments and any changes to the Persons with Significant Control (PSC) register.
Yes, our Fraud Protection service can be applied to any existing UK Limited Company or LLP. We simply sync your Company Registration Number with our monitoring software to provide 24/7 surveillance, regardless of who originally formed the company or where your current registered office is located.
If you receive an alert for an unauthorised filing, you must act immediately by contacting Companies House and Action Fraud. Our support team provides the necessary guidance and documentation to help you report the incident and start the process of “rectification” to remove the fraudulent information from the public register.
While both aim to protect your company, our service provides an extra layer of security. The PROOF scheme prevents paper filings, while our Fraud Protection provides real-time digital alerts for all filings, including digital ones. This ensures you have a complete overview of all activity, whether it is submitted via paper or the WebFiling system.